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Dear Rusty: I have tried to contact Social Security many times but been put on hold for over 40 minutes, received no call back, etc. Also, I tried to find out online at my account, but got no answers to my questions so I’m hoping you can help. I served in the U.S. Navy from March 5, 1951 until Dec. 2, 1954, with an honorable discharge for medical reasons. Looking at my Social Security earnings statement, I never received credit for my earnings while serving in the U.S. Navy in 1952, 1953, and 1954, and for 1951 I only received earnings c...
Dear Rusty: My wife and I got the annual notification of our Social Security earnings starting Jan. 1. UNBELIEVABLE! I will get a gross COLA increase of $31 a month, but I will only get $6. The remaining $25 will go into the increase in Medicare. The last four years I got nothing in each of the years. It all went into Medicare. My wife in the last 4 years got no increase at all. It all went into Medicare. And guess what? Starting in January, all her COLA increase of $14 will go into Medicare. That makes 5 years in a row that she will get no...
Dear Rusty: I am looking for advice regarding maximizing social security benefits. In our case, my husband is 59 and has been on Social Security Disability for about 5 years. I am also 59 and work full time as a nurse. I would like to retire at age 62, but realistically will continue by working part time from 62-65 to keep my insurance benefits and some income. I have a fairly significant amount of money in my 401K that we can live on and delay taking Social Security benefits if need be. I have worked full time for most of the last 40 years....
